Answer:<a href="http://www.cardweb.com/cardlearn/faqs/2002/may/6.amp">Which credit card companies offer 0% interest rate for 12 months on balance transfers?: "Most of the major issuers have 0% offers for balance transfers. However most of these offers are by solicitation only. Check Citibank and Discover as they have several 0% offers in the marketplace. But watch out for balance transfer fees. "